I’m retired! Will Medicare cover my dental cleanings? This is a popular question that people have when they retire. Unfortunately, the short answer is…
According to Medicare, Medicare Part A may cover certain procedures while you’re in the hospital.
Medicare doesn’t cover most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices. Medicare Part A (Hospital Insurance) will pay for certain dental services that you get when you’re in a hospital. Part A can pay for if you need to have emergency or complicated dental procedures, even though the dental care isn’t covered.
So if I’m not in the hospital, my cleanings won’t be covered by Medicare?
If you don’t have a Medicare Advantage or Medicare Supplement plan, no, they won’t.
Do I need a Medicare Advantage or Medicare Supplement plan for dental coverage?
No, you don’t. Dental “insurance” benefits you if you need one or two basic or major treatments a year. If you don’t need any treatment and usually only see the dentist for cleanings and exams, then no, you won’t benefit from insurance. If you need lots of work, you may actually not benefit all that much from dental insurance.
- Medicaid – may be an option if you qualify financially.
- Dental Clinics – there are a few dental clinics in the area that may be able to offer you lower-cost care. There is one in Dover at 17 South Warren St., and one in Newton at 238 Spring St.
- Dental school – there is only one dental school in New Jersey – Rutgers, formerly UMDNJ. They see patients for lower-cost than a private practice would charge. The treatment is high quality, but be prepared for procedures to take much longer than usual due to the supervision of attending staff.
- Find a discount plan – some dentists offer customer loyalty plans that provide significantly reduced prices for dental treatment. Our dental discount plan discounts treatment up to 44%.